All things warranty (please post all warranty-related questions here) - Page 17 - BMW M5 Forum and M6 Forums
E60 M5 and E61 M5 Touring Discussion 2005- Advertiser's Forum

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post #161 of 407 Old 8th June 2013, 07:27 AM
Erazo M5
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Quote:
Originally Posted by DaveW68 View Post
Believe it or not, the most reliable car I've ever owned was my 2006 Chrysler 300C SRT8. In 6 years of ownership, I only had it to the shop 1 time for a non regular maintenance visit, and that was for a torn valve cover gasket. And I beat the crap out of that car. If I could only be so fortunate with the M5.
I hope you have the same results as the srt 8...but just in case that's why we buy extended warrantys...just in case
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post #162 of 407 Old 10th June 2013, 02:57 AM
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I had this warranty through the same credit union, it's terrible if you plan to modify your car. Do a search for some of my posts regarding my recent experience with them. Long story short, I cancelled my policy after they denied my claim due to modifications. If you plan on keeping it stock or mild mods, then perhaps its ok...but they denied my claim bc I had aftermarket wheels, suspension, and exhaust.

Also, they've monitored these forums to collect any type of information about their policy holder's activities to build a case to deny claims - just speaking from experience so take necessary pre-cautions to make sure they can't ID you (e.g. posting videos, photos w/ clear view of your license plate, etc.)

PM me if you want details. Just looking out.

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Last edited by mlife2878; 10th June 2013 at 03:08 AM.
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post #163 of 407 Old 10th June 2013, 05:17 AM
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I appreciate the heads up. But the most I'll likely do for mods would be high-flow air filters. I really don't think this company is any different than any of the other better ranked aftermarket warranty companies when it comes to mods. All of their exclusionary policies pretty much read the same. They all want your car stock.

So you're saying that the warranty companies have taken the government's position of spying on their policy holders through the internet? I really don't think aftermarket warranty companies have the time or resources to do that....unless they're working in cahoots with Barack Obama and the rest of the government.

Last edited by DaveW68; 10th June 2013 at 05:21 AM.
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post #164 of 407 Old 10th June 2013, 07:25 AM
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Originally Posted by DaveW68 View Post
I appreciate the heads up. But the most I'll likely do for mods would be high-flow air filters. I really don't think this company is any different than any of the other better ranked aftermarket warranty companies when it comes to mods. All of their exclusionary policies pretty much read the same. They all want your car stock.

So you're saying that the warranty companies have taken the government's position of spying on their policy holders through the internet? I really don't think aftermarket warranty companies have the time or resources to do that....unless they're working in cahoots with Barack Obama and the rest of the government.
Haha, yeah big brother is everywhere, even on m5board.

In seriousness, yes. Warranty companies are using specialized IT software to mine and monitor forums like these to try to build a case to deny claims and defend against lawsuits. It makes sense on their part to try to find any reason to cancel your policy as result of something like modifications. In my case, they collected posts from here of my mod threads, YouTube videos, and were able to match my license plate from those photos and videos to my identity. It's also happened to at least 1-2 other members here. Additionally, the Cuna Mutual policy is technically not a extended warranty. It's mechanical breakdown coverage, which in its technical terms is not covered by the Magnusson Moss act as well - just FYI. My advice should you consider it is 1) if you have mods and need warranty work either take them off before you bring your car in for the work (a real PITA) or 2) find a mod friendly dealier or SA that has good experience dealing with aftermarket warranty claims companies. I'd never recommend anyone get the Cuna Mutual Policy/Consumers Program Administrators. It's cheap for a reason, service sucks, and filing a claim is even worse. Just my .02


Best of luck....

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post #165 of 407 Old 10th June 2013, 02:05 PM
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post #166 of 407 Old 10th June 2013, 04:24 PM
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Quote:
Originally Posted by markie View Post
Do you guys get the option to buy the actual extended BMW warranty?
Not if your car is outside of the original warranty period. And even if it were still covered by the original factory warranty, you can only extend it with power-train coverage from BMW....unless you are purchasing the car as certified pre-owned.
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post #167 of 407 Old 10th June 2013, 04:53 PM
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MLife is correct. Another thing to add is that they send out inspectors if your car goes over a certain claim amount then it will be out of the service adviser's and tech's hands. The inspector will take photos each time and report back their findings to the warranty company. What they find aftermarket all depends on the inspector. Some will know aftermarket suspension and wheels won't affect mechanical components but some will nit pick. I would just trend carefully because the feeling of getting denied coverage for something you paid for sucks!

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post #168 of 407 Old 10th June 2013, 05:02 PM
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Well, none of the credit uniions in my area sell the warranty, even though they deal with CUNA. I guess I'll go back to Costco, Fidelity or Zurich for pricing. They were all in the $5K area. Costco even had a 6 year/60K miles.

getting very strange, I called CUNA directly 800-333-3028 and they took my information and looked up the car in their system and said they don't cover my 2010 M5 at all.

Last edited by Greg T; 10th June 2013 at 05:17 PM.
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post #169 of 407 Old 10th June 2013, 05:07 PM
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Moving to All Things Warranty sticky to keep all the discussion in one place. Will leave temporary redirect.

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post #170 of 407 Old 11th June 2013, 12:56 PM
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Quote:
Originally Posted by DaveW68 View Post
Not if your car is outside of the original warranty period. And even if it were still covered by the original factory warranty, you can only extend it with power-train coverage from BMW....unless you are purchasing the car as certified pre-owned.
Different situation here, 'extended BMW warranty' available, dealer does all the work you just drop off and pick the car up no claims process or anything.
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