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E60 M5 and E61 M5 Touring Discussion 2005- Advertiser's Forum

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post #91 of 407 Old 8th December 2012, 07:17 PM
LJ Martin
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Quote:
Originally Posted by atillathetom View Post
Did you know the clutch was not covered and you are planning on purchasing the warranty or did you think the clutch was covered and now you need one? Based on how your post was written it sounds like you are warranty shopping and hoping to somehow find a way to get something covered that you know is not in the policy.

Seems to me that trying to take advantage of someone and basically entrape another human who is obviously not properly informed is sleazy and part of the problem with our legal happy culture. If you know that the warranty does not cover the part in questions then you should proceed with that in mind. No need to sue anyone for something you know you are not entitled to.

I try to operate with the highest integrity possible. Knowingly trying to get something that you are not entitled to is BS and might even be considered fraud.

My .02...

Yes I am shopping for a warranty. I'm trying to find one that might cover it. If you don't ask you don't know. I explain to the salesperson that it is a rare transmission and how it differs from being a manual and how it is different from an automatic. I then tell the salesperson to call a claim's agent and tell them the clutch and pressure plate are worn out on this car and if it is covered. If they say no I get a quote for the coverage and call the next company on the list. If they say yes they have told me that is covered. Since we all know a warranty salesperson would never tell a lie to sell a policy (excepting Bruce). If that be the case and they know that the parts aren't covered that is fraud and I'm just trying to make sure I'm not a victim. I am acting with the highest integrity but if they are trying to bend me over I want to make sure they are the ones that take it up the ***** and not me. Get off your high horse sir.
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post #92 of 407 Old 8th December 2012, 07:41 PM
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Quote:
Originally Posted by LJ Martin View Post
Yes I am shopping for a warranty. I'm trying to find one that might cover it. If you don't ask you don't know. I explain to the salesperson that it is a rare transmission and how it differs from being a manual and how it is different from an automatic. I then tell the salesperson to call a claim's agent and tell them the clutch and pressure plate are worn out on this car and if it is covered. If they say no I get a quote for the coverage and call the next company on the list. If they say yes they have told me that is covered. Since we all know a warranty salesperson would never tell a lie to sell a policy (excepting Bruce). If that be the case and they know that the parts aren't covered that is fraud and I'm just trying to make sure I'm not a victim. I am acting with the highest integrity but if they are trying to bend me over I want to make sure they are the ones that take it up the ***** and not me. Get off your high horse sir.
No high horse. Just responding to a thread with my opinion based on how the thread was written. Sounded to me that you were trying to ensure you were covered for an item not in the policy based on the salespersons stupidity. If that is not the case, then please excuse me, but that is how it sounded based on your post.

You are going to have a hard time finding someone to cover a wear item.

Either way, best of luck in your hunt. Oh, and legally, I dont think you would have a leg to stand on should you purchase a policy whose terms exclude wear items. Ultimately, you are signing the warranty contract and its terms, not the email/skype or text with the the salesperson. Of course, YMMV.
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post #93 of 407 Old 8th December 2012, 07:46 PM
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Quote:
Originally Posted by atillathetom View Post
Ultimately, you are signing the warranty contract and its terms, not the email/skype or text with the the salesperson. Of course, YMMV.
I agree with this part. It's in line with what I previously posted.

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post #94 of 407 Old 8th December 2012, 09:10 PM
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Quote:
Originally Posted by Bruce M. View Post
Greg, hard to understand I think becaus some of those are stated mileage plans, some are stated date, and some are additive. Comparing a 6/100K BMW to a 5/60K Fidelity plan is difficult because the BMW plan ends 6 years from the time the car originally went into service, and 100K on the odometer even if starting at 75K. The Fidelity plan ends 5 years from the day you buy the plan or when you add an additional 60K miles to the odometer reading at the time of warranty purchase.

NO ONE, including BMW, covers the wear items in the clutch, either 6-speed or SMG. That means the pressure plate, friction material, flywheel, throwout bearing, etc are ALL not covered items. The only way to get those covered is under BMW's pre-paid maintenance plan.

What you need to verify is if the SMG pump is covered. That's the item where some warranties cover it as they just consider it a hydraulic pump, and some don't because they consider it part of the clutch system.
excellent post.

Retired: 2006 e46 ///M3 Silver-Gray SMG (sold)

Current: 2008 e60 DINAN
///M5 Interlagos Blue SMG
DINAN 3.91 Differential, Stage 2 Suspension, Free-flow exhaust, Stage III Software, Front strut braces,
High Flow Air mass meters and intakes, 13% Underdrive pulley, RPI Scoops. 12.5mm TMS Spacers.

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post #95 of 407 Old 8th December 2012, 09:36 PM
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post #96 of 407 Old 8th December 2012, 10:18 PM
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You get covered on what the warranty agreement is you signed when you purchased the warranty. Nothing more, nothing less. I'm also fairly sure there is a clause in the agreement that states about anything you were told or assumed was covered is not covered unless it's in the agreement.

Come on now, do you think these huge warranty companies are this naive? They have good lawyers going over these things before you sign up for the service.
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post #97 of 407 Old 8th December 2012, 10:20 PM
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This thread should be merged into the Warranty sticky thread.

Retired: 2006 e46 ///M3 Silver-Gray SMG (sold)

Current: 2008 e60 DINAN
///M5 Interlagos Blue SMG
DINAN 3.91 Differential, Stage 2 Suspension, Free-flow exhaust, Stage III Software, Front strut braces,
High Flow Air mass meters and intakes, 13% Underdrive pulley, RPI Scoops. 12.5mm TMS Spacers.

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post #98 of 407 Old 9th December 2012, 12:05 AM
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Your excused. That is why asked if there was a lawyer in the house. I figured to be safe I would need a rider attached to the contract but just in case a copy of the coversation would be binding that would work as well.In reality the clutch packs in an automatic are wear items and they cover them. The concern on most companies is you have a clutch pedal that can be dumped at high rev's causing accelerated wear which you don't have SMG unless you count the LC. At least I don't mod my car and if something breaks put the stock hardware back on before taking it in to the dealer. After reading my original post I can see where you might get the idea that I was going to try to take advantage of an uninformed salesperson, not the case I just tell the salesperson what I have and ask them to get in touch with the claims department to see if it is covered. Maybe I won't be able to find a company that covers it., if not all I wasted was my time and I have plenty of that.
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post #99 of 407 Old 9th December 2012, 01:53 AM
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Quote:
Originally Posted by mdyaman View Post
This thread should be merged into the Warranty sticky thread.

I disagree, this is more a legal question than a warranty question. If it is palced in the warranty thread the chances that a lawyer will see it and respond would be greatly reduced.
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post #100 of 407 Old 9th December 2012, 02:55 AM
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