I can't say enough about Fidelity. They are great. I just had an SMG pump replaced at a cost of $4500 for a new pump. This was after a new engine last year.I had a 4 year/40k from Warrantech. After this bs, I got a full refund of $5,200 from Bruce. He transferred the full payment to Fidelity. I now have a 3 yr/36k Platinum warranty and they have already paid out a $1k claim for a faulty thermostat.