I AM "NEGOTIATING" WITH MY LOCAL DEALER (BALTIMORE,MD.) ON A NEW 08 CONVERTIBLE, ORIGINAL STICKER 115K, SELLING FOR 99K. i PREFER TO LEASE THRU BUSINESS.......THEY ARE SAYING $2200/MO. W/ NO DOWN PAYMENT. WHAT ARE THEY NOT TELLING ME? ANY IDEAS,THOUGHTS? I AM A NEW POSTER AND HAVE OWNED 2 BMWS, THE LATEST A 2006 M3 CONVERTIBLE. LOOKING TO MOVE UP, BUT.... . ANY HELP MUCH APPRECIATED. THANKS