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post #11 of 35 Old 14th April 2010, 02:06 AM Thread Starter
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Originally Posted by dtm996c5 View Post
U actually can purchase insurance with foreign licenses if that was your situation. Just because geico doesn't, that means all companies are the same. I.e Bristol west actually allows foreign licensed drivers to be insured. In addition the law enforcement is looking to see if the vehicle itself is insured. If you have any buddies, you might be able to backdate it. Also some insurance companies can backdate it for u if you sign a statement stating that there were no previous losses what so ever. U can try it that way to get out of it as maybe a correctional violation. Good luck!
I still don't know about it. I'm new here. That's why. lol
Backdating sounds like a good idea. But is it possible to do so?

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post #12 of 35 Old 14th April 2010, 02:16 AM
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I still don't know about it. I'm new here. That's why. lol
Backdating sounds like a good idea. But is it possible to do so?

yes it is, as long as they are willing to do so. good luck!!

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post #13 of 35 Old 14th April 2010, 02:46 AM Thread Starter
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yes it is, as long as they are willing to do so. good luck!!
Wow, thanks. I'll try it.

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Last edited by vesper; 14th April 2010 at 03:26 AM.
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post #14 of 35 Old 14th April 2010, 03:49 AM
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In most states they will drop the fine waaaay down if you get insurance before the court date. I would do it ASAP. You should walk out of there with a greatly reduced fine or if the judge is feeling really good he might toss it out altogether.
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post #15 of 35 Old 14th April 2010, 04:09 AM
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I am an International student as well and don't have a US license. I use state farm as my insurance and they don't need a US license go to an agent rather than over the phone. Hope this helps.
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post #16 of 35 Old 14th April 2010, 10:44 AM Thread Starter
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I am an International student as well and don't have a US license. I use state farm as my insurance and they don't need a US license go to an agent rather than over the phone. Hope this helps.
Moe
If you don't mind me asking, how much is your monthly payment? What was covered? I'm just trying to compare quotes...

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post #17 of 35 Old 14th April 2010, 10:45 AM Thread Starter
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In most states they will drop the fine waaaay down if you get insurance before the court date. I would do it ASAP. You should walk out of there with a greatly reduced fine or if the judge is feeling really good he might toss it out altogether.
Thanks! It gives me peace of mind. Now i can sleep better ;p

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post #18 of 35 Old 14th April 2010, 10:57 AM Thread Starter
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Oh, i forgot to ask about the process of going to court. This is my first time, so i don't know anything. How long does it take from start to finish? Can somebody explain the process of going to court please?
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post #19 of 35 Old 14th April 2010, 11:40 AM
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Never drive without insurance. I hate to be hard on you, but being an international student is irrelevant. Uninsured and under-insured driver is a big part of what makes auto insurance expense for those of us to do have insurance.

Just think of the $550 as the deducible for that accident you did not have while uninsured. Even if you are so rich that you don't need collision and comprehensive, you need liability coverage to be legal and be a responsible member of the road going public.

OK, end of lecture. Like others have said, having insurance in effect when you go to court can only help. Good luck, but please don't do this again.

Oh yeah, being a foreign national, you can ask your country's consulate or embassy for help if you think you need it (you have a right to this under U.S. law). Otherwise, get an attorney. While that adds to your expenses, he/she will say the right things in court and will generally improve you overall chances of getting a reduced fine (and no jail time) regardless of the situation.

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Last edited by Mark Carson; 14th April 2010 at 11:46 AM.
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post #20 of 35 Old 14th April 2010, 12:21 PM
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I guess every state is different in how they handle traffic violations, but here if you get insurance before the court date they will drop it 100%, you pay nothing. If you don't then you have problems. There is a ton of these cases every day here for Mexicans that do not have insurance. (Literally about 20-30 a day no joke). They are so bombarded that I guess they just decide to drop it. Not sure why they don't charge a fine up front.
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