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Not sure this is what you want, but I got one free upgrade CD during the first year for my region. I'm sure I'll have to pay for any future upgrades. Hard to tell when it's "necessary" to get an upgrade. I suppose when the mapping starts to get inaccurate; i.e., new roads added or changed, etc., making affecting your routes.
As for the S/W or firmware, I think that scrolling the map while holding the car position steady IS the way to go. This is how the Acura and Lexus DVD based systems work, and they work better. (another thing is that you can see the screen while wearing polarizing sunglasses; something you have a hard time doing with the BMW system). The reason is that you need is to see what's coming up, and the more the better. Too often when your indicator gets near the top of the screen, you're at a critical decision point and have no idea what's ahead of you. Yes, this is no doubt more processor intensive, but so long as it can keep up without blanking to "please wait" too often, then it's worth it IMHO. As to the other questions re config., I don't know, as I don't have that update yet, but I think the split allows you to show either a detail map (like that showing whether to take a left or right fork) or certain audio display info in addition to the map and cursor, but I'm not sure.
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