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I used these guys in the UK to cover my M3 for the last 2 years.
Had no issues... it is just a pain to have to ask the dealer to contact warrantydirect to get approval before the dealer is allowed to fix any problems.
In the UK the warranty was 25% cheaper then BWM, had a £25 excess for every claim (BMW was £250), the catch was a £5000 limit of claims in 1 year (BMW had not limit).
hope this helps
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